Category Archives: Immigration

According to the new regulation rule which was published on September 22, 2018, by the Department of Homeland Security (DHS), people who apply for a Green Card will have to prove their ability to provide for themselves. New immigrants cannot rely on public benefits anymore. The purpose of this rule is to protect American taxpayers.
The public benefits are federal, state, local, or tribal cash assistance for income maintenance, Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI), Medicaid (with limited exceptions for Medicaid benefits paid for an “emergency medical condition,” and for certain disability services related to education), Medicare Part D Low Income Subsidy, the Supplemental Nutrition Assistance Program (SNAP, or food stamps), institutionalization for long-term care at government expense, Section 8 Housing Choice Voucher Program, Section 8 Project-Based Rental Assistance, and Public Housing.

There are some categories of people who won’t be affected by this new regulation rule. Such as by statute, asylees, refugees, and other categories of vulnerable individuals are not subject to the public charge ground of inadmissibility; aliens serving in active duty or in the Ready Reserve component of the U.S. Armed Forces, or the spouse or child of the service member. Additionally, DHS would not consider disaster relief, emergency medical assistance, benefits received by an alien’s U.S. citizen children, and Medicaid benefits received by children of U.S. citizens and potential adoptive children of U.S. citizens. Please click here to read more.

How can new immigrants protect themselves?

India Network Visitor’s Health Insurance is pleased to offer affordable health insurance coverage for every U.S. visitor, new immigrants, students, temporary workers, and Green Card holders.
We offer comprehensive plans, fixed-benefit plans, plans with full pre-existing condition coverage and more. Our plans are underwritten by US-based companies such as CHUBB and AXIS. We guarantee 100% payment rate for all eligible claims. Call us today at 408-540-3600 or go to our website to get a quote for visitor’s health insurance.

Typically people think that visitor’s travel insurance give them 100% coverage and that they only will need to pay once for premium. Is it really the case?

What are the things every visitor might need to pay for?

1. Premium – every visitor will have to pay for premium when they decide to purchase travel insurance unless somebody else will pay for it (e.g. job).
2. Deductible – is the amount a visitor pays for health care services before an insurance company begins to pay. It’s common for travel insurance to have a certain deductible. Usually, a visitor will have a couple of options to choose from.
3. Coinsurance – is visitor’s share of the cost for medical services. Typically it’s a percentage. Some plans have coinsurance, some do not.
4. Copay – is a fixed amount which an insurance company wants a visitor to pay for every medical service a visitor gets.
5. Out-of-pocket maximum – the post-deductible amount a visitor needs to reach in order to get 100% coverage for all covered services from an insurance company (typically for the rest of the calendar year).
6. Cost for not covered services – many plans do not cover dental work, vision, medicine prescriptions, etc.

Those are extra expenses U.S. visitor might have besides deductible. It varies with every plan.

What will be the best plan to minimize extra expenses?

India Network Visitor’s Health Insurance is pleased to offer CHUBB Network plan for every U.S. visitor who wants to get the most comprehensive coverage with least out-of-pocket expenses.

CHUBB Network plan – is a comprehensive plan which pays 80% of the entire bill (up to the policy maximum) and a visitor pays only 20%. This plan also offers an option to take a full pre-existing conditions coverage where pre-existing conditions consider the same as new problems and coverage is extended to inpatient, outpatient care, etc. Emergency care, ambulance, medical evacuation and repatriation services are also included in the plan.

Please click here to get a quote for visitor’s insurance. Or call India Network Visitor’s Health Insurance today at 408-540-3600.

Can I purchase visitor health insurance from India Network Services if I am not Indian origin?

Yes, you can buy our visitor insurance plans as long as you’re a member of India Network Foundation. You can became a member by filling out the membership form and paying the membership fee ($10 annually). Let us tell you a little bit about India Network Foundation.
India Network Accident and Sickness Insurance is sponsored by the India Network Foundation, a U.S. based non-profit organization founded to serve the Asian Indian community around the World, and Researchers and Scholars interested in learning about India. Started as the first internet resource for India related news and events in 1988, the INF has established itself as the First and foremost resource on India and India related issues. The travel medical insurance plans, specially developed by Dr. K.V. Rao for visitors, students, and temporary workers (available formally since 1994) in the United States, Canada and Mexico and their families has been acclaimed as “best-in-class” and set the standards for coverage. All Visa holders and their families are eligible to take advantage of the plans.

How can I pay for visitor health insurance plans provided by India Network Services? Do I need to be physically in the United States?

You can pay for your visitor insurance (which covers you while you are visiting USA) coverage premiums, from anywhere in the world as long as you have a credit card which allows you to make international purchases.

Please if you have any questions about our visitor insurance plans, feel free to leave a comment here or give us a call at 408-540-3600.

Also we would like to let you know that our live chat works for you from 9 a.m. to 10 p.m. EST.

India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with or without pre-existing condition coverage.

Please visit this page to get a quote for Visitor Health Insurance plans offered by India Network Services.